Use a home based business to create
money now and grow your own pension.

What would happen if suddenly, through no fault of my own, I lost my income.

Suppose for a moment that the company you work for was down sizing, or was purchased by another company and your job became redundant. What would you do?

Smaller companies are being bought up, other companies merge and each time this happens, duplicable jobs are lost, pension plans may not be transferable.

Consider this, you become ill or are in an accident and you are unable to work for many months or even years. How would you cope? Does your company pay long term disability?

For most people income replacement insurance is unaffordable, and so is administering your own pension plan.

If there is a down turn in your local economy, your state or province, or even your country. How would that affect you?

You may live in a small community, which means jobs may be scarce and if one job is lost, it may not be easily replaced.

Ask yourself, do bad things only happen to other people?
You are entitled to a free full thirty minute telephone, personal strategic business planning session. Consultation

Inflation is slowly eroding everyone's income.

In the last 50 years the cost of living has gone up by 25 times. Who could have imagined an increase in the cost of living going up 25 times?

50 years ago, a litre of gasoline cost 5 cents or about 22 cents per gallon. A week's groceries cost 15 or 20 dollars. New cars sold for $500.

If history repeats itself and the cost of living goes up another 25 times, wouldn't an extra $5000 or so per month be helpful? If it happened before, it can happen again. Are you prepared for that kind of change?

Statistics show, that even today as little as $500 per month extra income would prevent most bankruptcies. So wouldn't $1000 plus, each month for life be helpful?

The cost of living is increasing and most people have less and less disposable income, or the income to achieve their dreams.

Will savings be a solution? Yes and no - Don't save until you have eliminated your credit card and non-mortgage bank loans. What is the point of saving and getting 2% or 3% return when you are paying 8% to 18% interest on credit cards.

When you consider inflation at 3% or more, and your savings generate less than the inflation rate, you are actually losing money by saving. So the key to getting closer to financial independence, first pay off the highest interest rate loans, then save the money you would have paid in interest in a vehicle that earns more than the inflation rate.

Our discussion will give you a number of options that will help you pay off your debt, to increase your disposable income.

There are solutions and I will discuss them in detail, during our half hour consultation.

Ask yourself, will my income and pension keep pace?
You are entitled to a free full thirty minute telephone, personal strategic business planning session. Consultation.

Many people don't have an adequate retirement pension program and will have to work until they die, or dramatically reduce their lifestyle.

Many people do not qualify for or have a pension program where they work. The reason they may not qualify is that they don't work enough hours in the week, or their income does not meet the minimum qualifying level. It could be the company doesn't have a program, while other simply don't have enough income to contribute to the available pension program.

The rising cost of living makes it more and more difficult to put money aside for retirement. If you have to chose between paying the rent or mortgage and putting money away for the future - which will take precedence? Not the pension contribution, that's for sure.

The stock market investments, including Mutuals have been know to crash. It may take months or years to recover.

Large corporations and even countries are struggling to make their payments, including pensions.

Will there even be a traditional pension program for you when you want to retire?

Would an extra thousand or more per month help solve the problem of not having a good retirement income?

If the inflation rate goes up by 3% per year for the next 25 years (not such a long time), to keep living at your same income level of $40,000 you will need an income of approximately $84,000. If the annual inflation rate is 6% per year (average over the last 50 years was 6.75%) you will need $174,000 income per year. How is your retirement income looking now?

Little or no money for a pension? Suppose you could use time instead of money to grow a pension?

There are ways of exchanging time for money, so let's talk about that during our discussion.

Ask yourself, is my pension absolutely safe?
You are entitled to a free full thirty minute telephone, personal strategic business planning session. Consultation.

Almost everyone is paying more income tax than they are legally required to pay.

Why is it that many people get a tax refund check at the end of the year? Is it because the government deducted more than they really should?

They really borrowed your money, interest free, for a year and used it. You could have used that money yourself, to invest or pay bills.

There are special tax laws for different people. Those on a salary pay the most. Warren Buffet, one of the richest men, claims he pays little or no income tax. Imagine that. What is he doing differently?

By legally reducing your taxes, you automatically increase your income, your ability to create a pension and financial independence.

Ask yourself, would legally reducing the tax I pay be helpful?

Everyone is a unique person with different needs and desires.

A professional ProGroup member will work with you on a one-on-one basis to address your specific situation.

During the personal strategic business planning session, we will discuss various ways of increasing your income including but not limited to;
1. The four step concept used to create an income now and retirement success.
2. Unlocking the hidden income using your present talents.
3. Use time instead of money to create an income now and retirement success.
4. Books and trainings that will help you succeed.
5. Legal income tax reduction strategies everyone can use.

Everyone is different so after listening to you, together we prepare a business plan that is unique to you.

The plan would take into account your skills, time available and personal preferences to help you create the income now and for retirement that you are looking to achieve.

Consultation.

Fill in the form for your half hour, no obligation,
confidential, one on one, telephone consultation so you can
decide if the simple 4 step concept would be right for you
to become financially independent.

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